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Transforming from Consumer to Producer in 90 Days
$aving Money, Energy, and Time
Equals More Money to INVEST

by
Darryl L. Wortham

Book Released August 10, 2011

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The core concept is not just saving money, but saving time and energy as well. These savings are multiplied together, giving you more money to invest. To summarize, I created the equation: “$ET = M² to INVEST”, in which saving Money, Energy, and Time ($ET) are multiplied to generate (=) More Money (M²) to INVEST. This equation is fundamental to your success!

You must be prepared to take action to start having enough money to accomplish your goals, to stop living paycheck to paycheck, and to retire early. If you are on course to make the same income as last year or, worse, facing declining take-home pay because of ever-increasing taxes, medical costs and declining economy, don’t give up! Saving money, energy, and time will generate more money to invest—creating real income and wealth. Transforming you from consumer to producer!

You must expand yourself personally as well as enhance your inner and macro economics. Rather than growing a mega-company’s revenue or the financial fortitude of millionaires’ pockets, you are going to grow your own individual savings account, retirement plan, and children’s college funds. This book is a guide to help you create a path and roadmap to a life of saving money, reducing debt, living efficiently, and creating wealth by investing within a reasonable timeframe.

This book builds on four major building blocks that inject and accelerate behavior changes:

Why and how to change your behavior and lifestyle.
How to save money, energy, and time.
How to invest your money, energy, and time savings to improve your present situation and build for the future.
How to create and implement a transformation plan.

You may become frustrated when your dreams seem unattainable, but there are transformation plans that can be implemented within days, weeks, and years. In the pages that follow, you will find transformation plans with instructions on how to complete them. If you follow these guidelines, your transformation from consumer to producer will start or be accelerated today. You might find that the strategies and behavioral changes described herein require a paradigm shift—but change is a good thing!

Where do you want to be in four weeks, three months, or five years?

“Darryl is one of the most passionate people I have ever met. He is filled with enthusiasm and great ideas about any project he undertakes. You will benefit enormously from reading this book and implementing the transformation plans!”

Lou Reda (non-profit professional)